Free Printable Personal Loan Contract Template

Here’s a basic personal loan contract template that you can use:

[Loaner Name]
[Loaner Address]
[City, State ZIP Code]
[Loaner Phone Number]
[Loaner Email]

Personal Loan Contract

Borrower Information:

  • Full Name: [Enter Full Name]
  • Address: [Enter Address]
  • City, State ZIP Code: [Enter City, State ZIP Code]
  • Phone Number: [Enter Phone Number]
  • Email: [Enter Email]
  • Social Security Number: [Enter Social Security Number]
  • Date of Birth: [Enter Date of Birth]

Loan Information:

  • Loan Amount: [Enter Loan Amount]
  • Loan Term: [Enter Loan Term, in months or years]
  • Interest Rate: [Enter Interest Rate, as a percentage]
  • Payment Frequency: [Enter Payment Frequency, such as monthly or biweekly]
  • Payment Amount: [Calculate Payment Amount]

Repayment Terms:

  • Repayment Schedule: [Enter Repayment Schedule, including due dates and payment amounts]
  • Late Payment Fees: [Specify Late Payment Fees and Penalties]
  • Prepayment: [Specify Prepayment Terms and Conditions]


  • Collateral: [Enter Collateral Details, if applicable]

I certify that the above information is correct and accurate. By signing below, I acknowledge that I have read and understand the terms of this personal loan contract and agree to abide by them.

[Borrower Signature]

[Loaner Signature]

Please note that it’s important to consult with a legal professional to ensure that your personal loan contract complies with all applicable laws and regulations and includes all necessary clauses for your specific situation.

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